Review
Posted 3/13/2011
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1 Review
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0 Question
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52 Profile Views
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0 Answer
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Trustlinker since 03/13/11
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Review 3/13/2011
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I obtained Insurance through Cinergy Health Short Term Medical Insurance on Feb. 12, 2010. The policy was a six-month policy and the agent told me that I would have a $500 deductible. After satisfying this deductible, my policy would then go into... Read More »
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Complaint
Posted 6/2/2010
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1 Review
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0 Question
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65 Profile Views
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0 Answer
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Trustlinker since 06/02/10
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Fairfax, VA
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Review 6/2/2010
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I had this insurance for a year for my wife and 2 kids. She was sick recently admited to the hospital and we are getting bills through mail like crazy.Every claim that we had through Cinergy was denied.In fact they dumped us after 10 months of cov... Read More »
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Review
Posted 3/31/2010
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1 Review
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0 Question
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128 Profile Views
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0 Answer
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Trustlinker since 03/31/10
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Review 3/31/2010
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We have Cinergy and have been paying for about 8 months I think. I submitted my first claim in January for a doctors visit. It is only a $50 reimbursement. In March, I called thinking I had given them plenty of time to send my a reimbursement. So... Read More »
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Complaint
Posted 3/18/2010
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1 Review
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0 Question
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73 Profile Views
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0 Answer
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Trustlinker since 03/18/10
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Scipio, IN
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Review 3/18/2010
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We signed up for this insurance because we are business owners with 3 small children and need some kind of insurance for emergencies. I quickly realized that I should've just saved my money to pay for medical bills rather than paying for this horr... Read More »
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Complaint
Posted 2/21/2010
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1 Review
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0 Question
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61 Profile Views
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0 Answer
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Trustlinker since 02/21/10
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Review 2/21/2010
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I signed up with Cinergy because they stated that they were considered "credible coverage". Later, after trying to get insurance with BCBS, I found out that they were not "credible coverage" and that I would have a one year pre-existing condition... Read More »
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Review
Posted 12/22/2009
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1 Review
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0 Question
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137 Profile Views
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0 Answer
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Trustlinker since 12/22/09
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Pleasanton, CA
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Review 12/22/2009
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I have this insurance from 8/1/09 and had a few claims what been send to them
Cinergy did,t process any claims and never contact me or provider about that.
Only contact I have twice from third party GTL for asking information "Medical Questionna... Read More »
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Review 7/21/2009
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It seems a lot of people have issues with Cinergy keeping money that is not theirs. I simply looked on their website for prices and entered all of my information before I realized that for one I did not have sufficient money to cover the charge at... Read More »
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Business's response - by William W.on 7/22/2009
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Angela D., we sincerely apologize for any inconvenience that you may have experienced due to the delay in processing your refund. However, according to our investigation, you were previously informed that your refund could not be issued until the... Read More »
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Review 6/17/2009
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WATCH OUT FOR THESE CROOOOOOKS!!!!!!!!! YEAH, I CANCELLED MY INSURANCE ON JUNE 4TH 09 AND NEVER RECIEVED MY PROMISED REFUND AND CANCELLATION LETTER. SO I JUST CALLED THEM BACK TODAY (6/17) AND THEY SAID "OH SORRY THERE MUST HAVE BEEN A MISUNDERSTA... Read More »
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Business's response - by William W.on 6/18/2009
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Shelly F., we sincerely apologize for any inconvenience that you may have experienced due to the delay in processing your refund. However, according to our investigation, you were previously informed on June 5, 2009 that your cancellation letter w... Read More »
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Review 5/21/2009
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As you review Cinergy's policy understand one very important point - it was stated in William's response - and this point is crucial to understanding how dangerous their plans are:
They pay 80% of the MEDICARE Allowable rate.
Meaning, if you... Read More »
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Business's response - by William W.on 5/26/2009
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We appreciate your example, and while the math is correct, the scenario unfairly misrepresents the intentions and coverages of the Cinergy Health limited medical benefit insurance plans. Our limited medical benefit insurance plans are designed wit... Read More »
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Review 4/28/2009
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Once you try and file a claim with Cinergy Health, you soon become aware that they are a complete scam!!! I mailed my original claim for an office visit with all the pertinent information and thank goodness, I kept a copy because after finding ou... Read More »
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Business's response - by William W.on 5/18/2009
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Lenore M., we sincerely apologize for any inconvenience that you may have experienced due to the delay in processing and adjudication of your medical claim. However, Cinergy Health is only the health insurance agency, and we do not process nor adj... Read More »
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Review 4/17/2009
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I agree with the first review. The exact same thing happened to me. I was self-employed and needed coverage that every other insurance company was denying me. I needed to have surgery, and the Cinergy representative told me, after I asked repeated... Read More »
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Business's response - by William W.on 5/18/2009
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Stephanie S., we sincerely apologize for any confusion or inconvenience you have experienced regarding your membership and the policy limitations. While we are sympathetic in regards to your unpaid medical bills, our investigation into your compla... Read More »
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