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4/16/2010 12:40 PM (PST)
Yeah I've already read the BBB report of this company a few weeks ago unfortunately this company we're able to subscribe me with there magazines which I don't really want a few months ago to the time I have no idea about this company. I've tried several times to cancel it but they won't let me. And now I just received a bill from them since they weren't able to get money from my account. I would like to ask some advice on what I should do with them. Am I going to get in trouble of not paying.
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4/16/2010 1:36 PM (PST)
Sha,
If you paid by credit card, call your credit card company to dispute the charges and also your file complaint with the BBB by clicking on their report.
Thank you.
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4/16/2010 3:21 PM (PST)
Well, I'm glad that they are not able to get money from your account. You may get scary collection letters - and I'm not sure what this company's collection strategies are but you will need to learn to deal with these. Do not pay them. Do not validate this debt in any way - this is not a reputable company.
In the future never, ever use your debit card or give any company your bank account info for this kind of purchase or any others for that matter. Always use a credit card or if necessary, pay by cash and while I'm at it - never sign up for magazine subscriptions in the first place! Most of them are pure junk that will not advance your learning in life. There's so much free content out there anyway. Credit card charges are much easier to dispute and you can do this before you have to pay the bill so there's much less financial risk. Your bank account could be drained while you are going thru bank dispute processes.
You can see the Publishers Guide BBB Report above (and yes, they are bad news).
Also, I would recommend spending some time reading this:
http://www.privacyrights.org/ar/Dump-Your-Debit-Card.htm
Read through these information reports to learn more:
How To Deal With A Collection Agency:
http://www.la.bbb.org/GIReport.aspx?DocumentID=69
Credit Repair:
http://www.la.bbb.org/GIReport.aspx?DocumentID=79
What You Should Know About Your Credit Report:
http://www.la.bbb.org/GIReport.aspx?DocumentID=165
Good luck.
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