3/19/2010 12:34 PM (PST)

Have you tried calling a HUD-approved nonprofit housing counselor? You can speak with a certified counselor by calling 888-995-4673. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

The California Attorney General's press release on "forensic loan audits" is posted here on TrustLink under New Scams. They are not really in favor of this business model.

For more info on loan modification, check out the LABBB's Facebook page at:

http://www.facebook.com/pages/BBB-of-the-Southland/117568537756?v=app_2347471856

Specifically, check out the "Notes" on various loan mod topics and info that can apply to homeowners anywhere.

Also, check out the "loan modification" tagged questions here on this forum.

9/24/2010 11:20 AM (PST)

Brittany,

Christian And Associates has an F rating with the BBB and others have reviewed and inquired about them as well. See the below links regarding this company:

http://www.trustlink.org/Ask-The-Community/Question/Business/Reference-1996

http://www.trustlink.org/Reviews/Christian-And-Associates-205984604