2/17/2010 12:37 PM (PST)

These days unsecured credit in the amount you mentioned ($15K) exists in the world of plastic - there are lots of well established lead generator sites that can steer people to different types of credit cards. Also, just because a card is secured doesn’t mean they won’t pull a credit report – something you should be aware of if you are the client’s mortgage broker. The big sites (bankrate.com, credit.com, all the big banks, etc) have a variety of cards to choose from.

Also, payday loans have proliferated on the internet, usually disguised as “unsecured personal loans” or “emergency cash”. It’s hard to tell what the terms are for these without going through their application process, but we wouldn’t recommend them in any case, even though they don’t usually require a credit check. Also, the loan amounts tend to be in the $300 - $3,000 range.

2/17/2010 12:47 PM (PST)

I have found that with alittle assistance from an UnsecuredLoanServices, $15,000 in form of an unsecured loan is very possible and can be obtained with 680+ credit and the knowledge of the unsecured loan lender requirements and guidelines.

2/17/2010 1:05 PM (PST)

Gee whiz, would some sort of loan fee be required? Maybe you could provide some more detail about your lending operations.

5/13/2010 7:33 PM (PST)

Hear is an update on the company who provided me with the business cash advance loan. It is Cash Advance Exchange and their website is www.CashAdvanceExchange.com. They set my up with a new credit card terminal and merchant account with EXS Credit Card Processing. I am able to use my loan for business or personal needs. I was able to pay off some bills and i can automatically reapply for another loan when needed. Hope this helps!