1/19/2011 9:24 AM (PST)

http://ag.ca.gov/loanmod/ I WOULD SUGGEST TO EVERYONE TO READ THIS DO NOT PAY UPFRONT FEE CHARGES TO THOSE ALL KIND OF HOME MODIFICATION COMPANIES ARE NOT SUPPOSED TO RECEIVE ANY FEES. WHY PUTTING EVERYONE INTO HARDSHIP IF THEY ARE NOT HAVE ENOUGH MONEY TO PAY FOR THOSE??? CONTACT HUD IN YOURHOMETOWN AND YOUR LENDERS WILLING TO WORK WITH YOU SOMETIMES THE LENDERS WILL NOT WORK WITH YOU THEN CONTACT HUD AND CONTACT THE http://ag.ca.gov/loanmod/ GOOD LUCK

1/19/2011 9:38 AM (PST)

i FOUND THIS SAME NAME OF COMPANY CALLED HOME PROTECTION FIRM, LOAN PROCESSING CENTER, AND HOMECAREALLIANCEGROUP.COM THEY ARE ALL SEEMS SAME ADDRESS AS 4533 MACARTHUR BLVD SUITE 201, SUITE 221 AND SUITE 329 PHONE NUMBER ARE ALL DIFFERENT I HAVE PROOF SO WE ARE GOING TO DO SOMETHING ABOUT THIS WE PAID UPFRONT FEE OF $1,995.00 FOR HOME MODIFICATION.

1/25/2011 10:09 AM (PST)

This company has an F rating with the BBB and have some negative reviews posted here on Trustlink recently:

http://www.trustlink.org/Reviews/United-Mediation-Group-206399138

If you are having trouble making your mortgage payments we would recommend that you first seek a loan modification through an approved HUD approved non-profit housing counselor ASAP. Call the national foreclosure prevention hotline at 888-995-4673 to speak with a HUD certified housing counseling agency. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

When you call this nat'l housing counseling hotline you can have any complaints against any foreclosure/loan modification company you've dealt with entered into the national loan mod complaint database (www.preventloanscams.org) at the same time, so that you don't have to go to that site and duplicate your effort). Be sure to mention to the housing counselor that you want to do this.

www.preventloanscams.org was launched in March 2010 and they’ve got an online complaint form for referring loan mod scams to law enforcement agencies (but again, you don't need to do this separately if you call the national housing hotline at 888-995-4673).

Take a look at our Facebook page article on the FTC rules for loan modifications that have recently gone into effect:

http://www.facebook.com/notes/bbb-of-the-southland/ftc-issues-final-rule-to-protect-struggling-homeowners-from-mortgage-relief-scam/10150105515042195

Special assistance programs are being launched early this year by several states, but it's unknown at this time what lenders are participating. For updates in California, check
http://keepyourhome.calhfa.ca.gov/
or
www.keepyourhomecalifornia.org

Good luck, the loan mod journey is not an easy one.

2/1/2011 2:20 PM (PST)

We've posted some info on our LABBB Facebook page about what to do if you have been scammed by a loan modification operator:

http://www.facebook.com/Los.Angeles.BBB#!/notes/bbb-of-the-southland/loan-modification-fraud-what-you-can-do-if-you-have-been-scammed-or-become-aware/10150132268807195